Understanding cash accounts

1. How cash is tracked and summarized

When a portfolio account uses a cash account, Bitease tracks uninvested cash next to positions. Each cash currency keeps its own balance, such as EUR cash and USD cash, while the main account currency is used as the display and reporting currency when those balances are summarized together.

The example below shows what this looks like on a cash account page: cash allocation by currency, summary cards, cash transactions, and balance snapshots. Use the example switch to compare the page before and after a snapshot is added. The rest of this article explains how those numbers are built, when to use cash transactions, and when a snapshot is the better way to align Bitease with your broker balance.

Example data

Switch between the same account before and after adding a cash snapshot.

Without snapshotWith snapshot

Mexem USD

Cash allocation

Displayed in EUR

	CurrencyCurrency	Percentage%	Cash balanceCash balance	Cash txn balanceCash txn balance	Trade-derived effectTrade effect
	USD	56.60%	$652.00	$1,162.00	-$510.00
	EURMain currency	43.40%	€500.00	€2,000.00	-€1,500.00

Current cash balance

€1,152.00

Cash transactions balance

€3,162.00

Trade-derived effect

-€2,010.00

Cash transactions

Filter types

Date/timeDate	TypeType	AssetAsset	CurrencyCurrency	AmountAmount	Actions
Jun 16, 2026 11:20 AM	Dividend	A Apple Inc. AAPL	USD	+$2.00 Gross $2.00Tax $0.00
Jun 15, 2026 11:20 AM	FX conversion	-	EUR USD	-€1,000.00 +$1,160.00
Jun 14, 2026 11:19 AM	Deposit	-	EUR	+€3,000.00

Rows per page

5102550

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2. Enabling cash tracking

You can find "Use cash account" when creating an account and when editing account settings. Turn it on when the account can hold cash between trades, such as a broker account or crypto exchange account.

Some broker or exchange choices can make the cash account required, locked, or unavailable. When that happens, the account settings decide whether the cash account control can be changed.

• Enable the cash account when deposits, withdrawals, dividend cash, or FX conversions should appear in the account history.
• Do not enable the cash account when you only want to track asset positions and buy or sell transactions.
• Some account type or platform choices can make the setting required, locked, or unavailable.
• Existing cash history or read-only access can also limit whether the setting can be changed.

3. Where you see cash on a category page

After cash tracking is enabled, Bitease can show a dedicated cash row directly on the category page for that account. This gives you a quick way to spot account cash without opening the full cash account page first.

If the account already has asset rows, cash appears below the asset table totals. If the account does not have any asset transactions yet, cash appears as its own standalone row for that account.

• View cash account opens the full cash account page.
• Add cash transaction (+) opens the "Add cash transaction" flow.
• Add snapshot opens the balance snapshot flow.

4. Cash transaction or cash snapshot?

A cash transaction records real cash activity, such as a deposit, withdrawal, dividend, or FX conversion. A cash snapshot sets a known balance checkpoint for one currency at a specific date and time.

• Use a cash transaction when money actually moved or dividend cash was received.
• Use a snapshot when you want Bitease to match a known broker or account cash balance at a point in time, for example after you added the full portfolio history and need to align the cash balance with what the exchange or broker shows.
• Do not add fake deposits or withdrawals just to correct an old balance.

5. Where to add cash transactions

You can open the "Add cash transaction" flow from two places. The first is the cash row on the category page, as shown in section 3. The second is the dedicated cash account page, where the Add cash transaction button is always available at the top of the cash history view.

Use the category-page cash row when you are already reviewing that account in the portfolio overview and want a quick shortcut. Use the dedicated cash account page when you want more context before adding the transaction, such as the current cash summary, allocation by currency, or recent cash history.

6. Withdrawals, FX conversions, and negative balances

Cash balances can become negative when that matches broker or account reality. Withdrawals and FX conversions can both reduce a currency below zero, especially during historical backfill or when a broker settles activity before cash is topped up.

• Withdrawals can make the selected cash currency balance negative. Bitease may show a warning, but saving is still allowed.
• FX conversions can show a warning when the source currency would become negative, but saving can still be allowed for historical backfill workflows.
• Changing the transaction date can change visible balances and FX warnings because cash availability can be based on the selected date.

7. Set your cash balance with a snapshot

Use a cash snapshot when Bitease should match a known broker or account cash balance for one currency at a specific date and time. This is the right tool when the balance itself is known, including a negative balance, but older cash history is incomplete or would take too much time to reconstruct first.

Do not add fake deposits or withdrawals just to force an old balance to match. A snapshot sets the balance baseline as of that date, and Bitease then applies later cash transactions and trade effects on top.

1. Open the cash account page for the portfolio account.
2. Choose Add snapshot.
3. Select the currency you want to correct.
4. Enter the exact cash balance shown by your broker or account view.
5. Set the date and time for when that balance was correct.
6. Save the snapshot and review the cash history.

Here is a simple example. Earlier EUR cash history includes a deposit, an asset buy, a dividend, and an FX conversion. By May 1, 2026, the broker shows € 1.250,00 cash, but Bitease only calculated € 745,00 from the incomplete earlier history. Instead of adding a fake € 505,00 adjustment, add a cash snapshot for € 1.250,00 on that date.

8. Common mistakes

• Do not add fake deposits just to correct old balances.
• Do not use today's date if the broker balance you are copying was from an earlier date.
• Add snapshots per currency, not only for the account's main currency.

9. FAQ

10. Where cash appears and when changes are unavailable

Cash can appear in account rows, category totals, allocation, and total portfolio value. If cash tracking is off, unavailable, or your access is read-only, you may still be able to view existing cash data, but you cannot add, edit, or delete cash transactions or snapshots.